Auto Insurance

 All of the insurance companies we represent provide a wide range of Auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for Auto Insurance, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and how much coverage is right for you. 

 Collision & Comprehensive (Other Than Collision) Coverage's 

 Collision and Comprehensive (other than collision) coverage's pay for damage to your automobile. You can purchase either or both of these coverage's for each vehicle you own. If you have an auto loan you may be required to purchase both.

• Collision coverage insures you against damage to your vehicle caused during an accident.
• Comprehensive (other than collision) coverage insures you against all other physical damage to your car caused by such events as fire, theft, flood, and vandalism.

 Liability coverage pays for injuries you cause to other people and damage you cause to other people's property when you are at fault in an automobile accident. 

 Some states require Personal Injury Protection, which is also known as No-Fault coverage. This coverage pays for things like medical and rehabilitative expenses, replacement services, and funeral expenses. It also pays for loss of income if you are injured in an auto accident and are unable to work. 

 This coverage pays if you are injured by a person who is completely uninsured or doesn't have enough liability Insurance to cover your injuries. It also covers you if you are in an accident with a hit-and-run driver. 

 Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault. If you and your passengers have health Insurance, you may not need this coverage.